.irw4-banners { display: grid; gap: 16px; margin: 24px 0; }
.irw4-banners--grid { grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.irw4-banners--stack { grid-template-columns: 1fr; gap: 12px; }
.irw4-banner,
.irw4-banner:visited {
	display: flex; flex-direction: column; gap: 6px; padding: 18px 20px;
	border-radius: 10px; background: #1f2a44; color: #fff; text-decoration: none;
	box-shadow: 0 2px 8px rgba(0, 0, 0, .12); transition: transform .15s, box-shadow .15s;
}
.irw4-banner:hover,
.irw4-banner:focus,
.irw4-banner:active {
	color: #fff; text-decoration: none; transform: translateY(-2px);
	box-shadow: 0 6px 16px rgba(0, 0, 0, .2);
}
.irw4-banner__title { font-size: 17px; font-weight: 700; line-height: 1.3; color: #fff; }
.irw4-banner__text { font-size: 14px; line-height: 1.45; color: #d6dcef; }
.irw4-banner__cta { margin-top: 4px; font-size: 14px; font-weight: 600; color: #ffd166; }
.irw4-banner:hover .irw4-banner__cta,
.irw4-banner:focus .irw4-banner__cta { color: #ffe29a; }